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This Week’s Reader Poll Results: Thank you to everyone who responded to our July 16th poll about using electronic banking and bill paying systems. Unsurprisingly, in this third decade of the 21st century, the majority of respondents have either completely or partially transitioned to online banking and bill paying (with bill auto-paying quite popular), either on a computer or by mobile phone. Many of you cite the ease of these systems ("I often do my online finances in my pajamas!"), but not all of you are happy with these options. For some, there is a fear (appropriately so) of hacks or privacy concerns when using online systems. Some of you prefer to pay local bills in person. A few mentioned still sending checks in the mail (perhaps you may want to think twice about that?). And for some, there's no option but to go to a bank (or cash machine) if you still want to use cash to pay for certain items. However, with the rise of cashless-only payment options, many older adults may be at a distinct disadvantage. In this day and age, no one can afford to squander their hard-earned savings, so whatever system you use, make sure you regularly review your accounts and credit card charges, for as the saying goes, "A fool and his money are soon parted."

Most moisturizers are doing one job: hydrating your skin. But hydration alone isn't enough to stop your skin from changing over time. The appearance of fine lines and dullness increase, and the skincare routine that worked at 35 may not be delivering the same results a decade or two later. That's not a coincidence — with age, the cellular processes driving visible skin aging accelerate in ways that hydration alone can't keep pace with. Most skincare was never designed to address that. 

OS-01 FACE was. Developed by longevity scientists after more than a decade of research, it's the first topical designed to address a leading driver of visible skin aging — not just the symptoms of it. Clinically shown to improve visible firmness in 96% of users and the appearance of wrinkles in 87% in just 12 weeks. Real skincare science, designed for your skin at every age.

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